Understanding e-payment network KATHMANDU:While SCT receives e-payment service from Himalayan Bank, it is offering payment services to Agricultural Development Bank, Civil Bank, Everest Bank, Himalayan Bank, Laxmi Bank, Mega Bank, Nabil Bank and NMB Bank. Neps receives e-payment service from Sunrise Bank and offers service to Sunrise Bank, Machhapuchchhre Bank, Janata Bank, Siddhartha Bank, Citizens Bank, NIC Asia Bank, Bank of Kathmandu, Prime Bank and Nepal Bangladesh Bank. Global IME Bank and Prabhu Bank use both SCT and Neps for e-payment services. Similarly, Nepal Investment Bank provides e-payment service to Nepal Bank, Nepal SBI Bank, Kumari Bank, Century Bank, Sanima Bank, Rastriya Banijya Bank and NCC Bank. Standard Chartered Bank has its own electronic payment systems. Also, five banks are principal members of Visa — Nepal Investment, Nabil, Himalayan, Standard Chartered and Sunrise.